I qualified for students loans without cosigner.

I didn’t go to college right after high school. I got married and started a family shortly after I graduated from high school. When I decided to go to college, I was in my early thirties. I qualified for student loans without cosigner. That is because I had a job and a good credit history. Those who start college right after high school usually do not have a credit history. They may not even have a job. If they need student loans to pay tuition and other college expenses, they will generally need a credit worthy cosigner.