Income Protection
Life insurance is important, but it really only affects you if you have dependants. Income Protection, though, puts a whole different perspective on things. Take my experience. I wasn’t off work for that long after I had an injury last year, but it was long enough to get behind. And then things start to pile up. Once you are back at work it gets really hard to catch up; it was actually quite frightening. So I checked out Income Protection as part of a life insurance policy, and found that I actually only ended up spending about three bucks a week on ensuring that if that sort of thing ever happens again, I’m guaranteed to still be getting 75% of my income. Protected in life as well, good stuff!