Where Can I Find Out More About Debt Consolidation Loans?

I need some help finding some reliable information. I need to figure out where I can go in order to learn more about debt consolidation loans. I have been having some money problems and I would like to see whether or not I would qualify for one of these loans, and what type of terms I could expect to get. That should help me to figure out whether or not I should apply. I don’t want to get one of these loans if it wouldn’t really leave me a lot better off financially, so I want to make sure I figure out my savings before making a decision.