How much is enough
If you are faced with having to provide your own insurance coverage you need to decide how much is enough? The apparent easy answer is to get complete coverage for everything and everybody in your immediate family. The down side of that is that the more coverage you elect the greater the cost. At some point it loses its ability to be affordable health insurance. A more realistic approach is to look at the possibilities of what type of medical care you would need in the near future. If you and your family are young and reasonably healthy your greatest concern might be from accidents.